Pensions
Pensions advice, and planning for your future.
When you’re coming up to retirement you have lots of decisions to make, not least how to convert your pension pot into retirement income.
Unless you’re in a pension scheme that pays you an income based on your salary once you retire, you’re most likely to be saving in a scheme that provides you with a sum of money (known as your pension pot). If that’s the case, you’ll have to decide how you are going to use your pot to provide an income when you retire. There are lots of options available, some more complex than others, but deciding which is right for you is not straightforward.
Milestone Financial Planning can help you cut through the jargon and guide you through the minefield with our pensions advice team to explain what pensions you have and how these will fit into your retirement. But, most importantly, when you will be able to afford to retire.
Get in touch with the team at Milestone Financial Planning to arrange an initial no fee, no obligation meeting to discuss your retirement goals.
It’s never too soon to start planning for your retirement
You may think that you are too young to start considering how you will pay for your pension, but the earlier you set up a pension scheme the better! Many young people make the mistake of not considering their pension when they start working, or simply thinking they would rather spend the money now then worry about it later in their life. The safest option to ensure that you are financially stable during your retirement is to start putting into a pension pot as soon as you can, even if you choose to only put in a small amount to begin with.
Having said this, it’s better late than never, so no matter what age you are, if you are looking for professional pensions advice, we can help you.*
*The value of your investment can fall as well as rise and is not guaranteed
How can our pension advisors help?
No matter how old you are, or whether you have started saving towards your pension or not, there are ways in which we can help you.
If you have not set up a pension pot at all, and are concerned about how you will cope during retirement, our knowledgeable team will talk you through the best way to move forward. We can discuss any savings you have and how this could benefit you during your retirement, as well as whether you are in a position to set up a pension and which is best.
Alternatively, if you have already been paying into your pension pot, we can find out what pensions you have and help you to determine whether these are appropriate for your retirement needs.
No matter what your situation is, our pension advisors will be able to help you make the best financial decisions for your future. Give us a call on 01246 903053 to get started.
Book an appointment with one of our advisors today!
Book an appointment for a financial review or to meet with one of our experienced financial planning advisors to see if you are on track to reach your financial goals and to learn what we can do for you.